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Maximise your rental income!

How Does Rent Guarantee Insurance Work for Property Owners?


Rule number one - Secure your income

For landlords, missed rental payments from tenants are a constant worry. All too often, landlords feel as if they have little or no recourse when a tenant leaves them high and dry. However, with monthly rent guarantee insurance, landlords have at least some protection from these events if a tenant stops paying rent.

Even one month's rent with a steady job can be helpful. Better find a legal advice helpline just in case. Increasing the rental income can be a peace of mind and the best experience with a property management company that can deal with legal expenses, compare quotes, making an insurance policy and policy wording and more...

Securing ;andlords' peace of mind
Monthly rent guarantee insurance and property management services offer protection and support.

What Is a Rent Guarantee Insurance ?

Rent guarantee insurance is a type of landlord insurance when rent is guaranteed every month if your tenants are unable to play. As with any type of insurance, there are terms and conditions attached, but the best landlord insurance with rent guarantee options are pretty comprehensive; you can be confident of coverage in most situations.


Remember when you decide buy to let an apartment or it is like owning any commercial property, it is a simply business.

 Successfully manage buy-to-let properties as a business
Treating property ownership as a business venture.

Rental property insurance


Different Packages


Most companies offer ready packages. Some landlord insurance packages will include rent guarantee insurance, but in most cases it needs to be added as a premium extra. How much you have to pay for this component will vary between providers.

Symbolizing the cost and coverage considerations of rent guarantee insurance for landlords
Understanding rent guarantee insurance and its cost.

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How Does It Really Work?

The idea of landlord building insurance is that if a landlord’s tenants are unable to pay their rent for any reason then landlords don’t have to lose income. Like other types of insurance, the purpose of rent guarantee insurance is to ensure that policyholders, in this case landlords, are protected financially from circumstances that are beyond their control.

Representing the concept of rent guarantee insurance protecting landlords
Safeguarding landlords' income and exploring the benefits of rent guarantee insurance.

Simple as travel insurance


Different levels and conditions - Examine them all


There are different levels of cover and terms and conditions with different rent guarantee policies. Simple landlords rent guarantee insurance cost less than more comprehensive packages but might not cheap cover you in all circumstances. It is important to check the details of any rent guarantee policy before you agree to it so you know when you are covered and when you aren’t.

Illustrating the importance of understanding policy coverage for maximum protection
Examining rent guarantee policy details to ensure full protection.

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What About Tenants Who Are Receiving any Kind of Housing Benefit?

Many landlords are wary about taking on tenants who are relying on housing benefit to pay rent. Having rent guarantee insurance for tenants on housing benefit can therefore make an enormous difference to some landlords, and their tenants and be one of the most interesting insurance quotes. Investing in insurance flats under guaranteed rent is a very different proposition than investing without the security that comes with rent guarantee landlord insurance.

Representing the stability and security offered by rent guarantee insurance in supporting landlord investments
Rent guarantee insurance for tenants on housing benefit.

Tenancy agreement | Insurance policies


How Much is Landlord Rent Guarantee Insurance?

So, how much is landlord rent guarantee insurance? As always with insurance, the price can vary according to a number of different factors. The best landlord rent protection insurance packages will be the most comprehensive, and the most expensive. However, if you are looking for the highest possible level of cover then the price is worth it.

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Ready Schemes


As well as rent guarantee insurance, landlords who want to protect their income might want to look to see if there is a landlord rent guarantee scheme available in their local area. Rent guarantee schemes are a little different to rent guarantee insurance but they serve the same purpose, protecting landlords if they lose access to vital income.

Total Cover Insurance


Rent guarantee insurance is a purchase that every landlord should consider. No one wants to have to deal with lost income, but the situation can be even more strenuous for landlords as it can take many months to resolve cashflow problems with tenants. Rent guarantee insurance provides at least a degree of protection from any lost income. You do not have to worry about any non payment rents. It is a total cover for your rental property.

Signifying the potential benefits and interesting insurance quotes offered by rent guarantee insurance.
Rent guarantee insurance offers protection against lost rental income.

Your peace of mind


Do not worry about evicting tenants


Missed rental payments are one thing, but what next?


Rental insurance payments that are missed by tenants that do not pay their rent or when a non paying tenant defaults can be a great cause of stress for landlords. This is where a rent guarantee insurance policy becomes handy. This is another aspect that your insurance provider and letting agent have to care about. We will help you with all legal disputes form the beginning (ex. credit check) to the end, including how to manage landlord legal expenses insurance and legal fees.

Eviction proceedings can be lengthy, with high court costs, creating additional financial difficulties for landlords already suffering from missed rent.

The relief and peace of mind provided by the insurance in dealing with missed rental payments
Rent guarantee insurance protects landlords from non-paying tenants.

Prepare your payment plan with us


Why you should contact UpperKey?


If you want to rent your property you should really consider contact professionals.


First time dealing with tenants and not sure how to collect a month's rent? Need more help? Rent a house with our expertise


We manage the property entirely, sourcing and vetting tenants, maintaining, repairing and ensuring that your property’s value is maximised at all times. You will get all of our expertise and attention with simple tenancy agreement.


Rent guarantee


When you start working with UpperKey to rent a property, we become your tenant and pay you up to six months rent upfront and then monthly. Don`t worry about rent payments anymore and enjoy rental income protection.


Rent property without a headache


Most landlords have a big headache to deal with the problems of theirs tenants and taking calls from them all the time or to rebuke unpaid rent. Aside from the cost, working with UpperKey removes the stress and time involved in managing tenants and agencies.


Seamless Property Management with UpperKey

When leasing their property to UpperKey, landlords can receive 12 months of rent upfront and the best property management experience possible. For full details, contact UpperKey today.



Ensuring consistent rental income for landlords
Rental income protection made easy. Enjoy peace of mind with rent guarantee.

Do not worry about rent arrears anymore



Determine your property's rental value with UpperKey as your tenant

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